Creamy Taco Soup

Featured in: Everyday Family Meals

This hearty soup combines seasoned ground beef with black beans, sweet corn, and diced tomatoes in a creamy, spiced broth. Ready in just 45 minutes, it's packed with smoky cumin, paprika, and taco seasoning for authentic Tex-Mex flavors. The heavy cream and melted cheddar create a luxuriously smooth texture that coats every spoonful.

Perfect for feeding a crowd, this customizable bowl welcomes toppings like sour cream, fresh cilantro, crushed tortilla chips, and zesty lime wedges. Each serving delivers 27 grams of protein while remaining naturally gluten-free.

Updated on Wed, 28 Jan 2026 09:36:00 GMT
Creamy Taco Soup served steaming hot in a bowl, topped with melted cheddar, green onions, and crushed tortilla chips. Pin it
Creamy Taco Soup served steaming hot in a bowl, topped with melted cheddar, green onions, and crushed tortilla chips. | forkledger.com

The first snowfall of last December had me craving something that would warm me from the inside out. I stood at the kitchen window, watching fat flakes drift down, when inspiration struck. What if I combined my love of tacos with my need for soup? The result was this creamy taco soup that somehow managed to be both nostalgic and exciting. My kitchen filled with the scent of smoky spices as it simmered, and I knew I'd stumbled onto something special.

Last winter, my friend Maria dropped by unannounced during a particularly nasty cold snap. I happened to have a pot of this taco soup simmering, and her eyes lit up when she walked through the door. The conversation flowed as easily as the soup into our bowls, and she left with a full stomach and the recipe tucked into her pocket. Now she makes it for her family every other week, texting me photos of empty bowls and happy faces.

Ingredients

  • Ground beef: The foundation that gives this soup its hearty texture, though I discovered ground turkey works beautifully too for a lighter version that doesnt sacrifice flavor.
  • Heavy cream: This transforms what would be a regular taco soup into something luxurious and velvety, creating that comfort food quality that keeps people coming back for seconds.
  • Taco seasoning: I always keep packets on hand, but making your own with cumin, paprika, and chili powder gives you complete control over the flavor profile and spice level.
  • Black beans: These add protein, fiber, and a wonderful earthiness that complements the richness of the cream and cheese.
  • Diced tomatoes: They provide both acidity to balance the creaminess and chunks of bright flavor that burst against the savory background.

Instructions

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Brown the meat:
In a large pot over medium high heat, cook the ground beef until no pink remains and its nicely browned. Listen for that satisfying sizzle that tells you youre building flavor from the very beginning.
Build the aromatics base:
Add the diced onion, minced garlic, and bell pepper to the browned meat, letting them soften and release their aromatic magic. Youll know theyre ready when the kitchen smells incredible and the onions are translucent.
Bloom the spices:
Stir in all those wonderful spices and let them toast for about a minute. This step wakes up the flavors and youll notice the fragrance immediately intensify.
Create the soup base:
Pour in the tomatoes, corn, beans, and broth, then bring everything to a gentle boil. The colors will mingle into a beautiful mosaic of reds, yellows, and blacks.
Simmer to marry flavors:
Reduce the heat and let everything simmer for 15 minutes, allowing all those fantastic flavors to get acquainted. Give it an occasional stir, noticing how the broth begins to take on a rich, complex color.
Add the creaminess:
Lower the heat before stirring in the heavy cream and cheddar, watching as the soup transforms before your eyes into something luxuriously silky. Resist the urge to boil after this point to prevent any curdling.
Garnish and serve:
Ladle this liquid gold into bowls and top with green onions, extra cheese, and any additional toppings that call to you. The contrast of the hot soup with cool toppings creates a perfect temperature and texture balance.
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Store cookware, spices, and prep tools within reach to keep cooking organized and efficient.
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A hearty bowl of Creamy Taco Soup next to a lime wedge and a spoon, ideal for cozy weeknight dinners. Pin it
A hearty bowl of Creamy Taco Soup next to a lime wedge and a spoon, ideal for cozy weeknight dinners. | forkledger.com

One evening, my teenage nephew who typically survives on pizza and energy drinks stopped by while I was making this soup. He hovered near the pot, drawn by the aroma, and reluctantly accepted a small bowl when offered. The look of surprise on his face at the first spoonful was priceless. Before I knew it, he was on his second helping and asking if I could teach him how to make it. That night, this soup bridged the generation gap and gave us something to connect over beyond screens and small talk.

Making It Your Own

This soup welcomes personalization like an old friend welcomes conversation. Some nights when Im craving extra heat, I toss in a diced jalapeño with the other vegetables or add a few dashes of hot sauce at the end. Other times, I lean into the creamy aspect by topping each bowl with slices of buttery avocado. The recipe has evolved with me through various moods and seasons, proving itself to be wonderfully adaptable.

Serving Suggestions

Theres something magical about the contrast of this creamy soup with a crunchy element alongside it. A stack of tortilla chips for dipping turns the meal into an interactive experience, while warm cornbread makes it feel like a proper Sunday supper. For a lighter accompaniment, a simple green salad with a tangy vinaigrette cuts through the richness beautifully, creating a balanced meal that satisfies without overwhelming.

Storing and Reheating

This soup gets even better after a day in the refrigerator, as the flavors have more time to deepen and meld together. Ive discovered this happy accident after making a double batch and enjoying the leftovers throughout a busy week.

  • Store in airtight containers in the refrigerator for up to 4 days, keeping any garnishes separate to maintain their freshness and texture.
  • When reheating, do so gently over medium low heat, stirring occasionally to prevent the cream from separating.
  • Add a splash of broth if the soup has thickened too much during storage, adjusting consistency to your preference.
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Rich and creamy Creamy Taco Soup in a rustic mug, garnished with fresh cilantro and sour cream for dipping. Pin it
Rich and creamy Creamy Taco Soup in a rustic mug, garnished with fresh cilantro and sour cream for dipping. | forkledger.com

This creamy taco soup has become my signature dish, the one friends request when they need comfort and warmth in bowl form. Each spoonful carries not just flavor but memories of shared meals and conversations that linger long after the dishes are cleared.

Recipe FAQ

Can I make this soup ahead of time?

Yes, prepare up to 3 days in advance. Store in an airtight container in the refrigerator. Reheat gently over medium-low heat, adding a splash of broth if needed to thin consistency.

Is this soup freezer-friendly?

Freeze before adding the cream and cheese for best results. Portion into freezer-safe containers for up to 3 months. Thaw overnight in the refrigerator, then reheat and stir in the dairy when ready to serve.

How can I make a vegetarian version?

Replace ground beef with plant-based meat alternative or add an extra can of black beans and kidney beans. Use vegetable broth instead of chicken or beef broth.

What can I serve with this soup?

Warm crusty bread, cornbread, or additional tortilla chips make excellent sides. A simple green salad with lime vinaigrette complements the rich flavors beautifully.

Can I adjust the spice level?

Certainly. Reduce chili powder and omit smoked paprika for milder flavor. For extra heat, add diced jalapeños with the vegetables or use hot chili powder in place of mild.

Why shouldn't I boil after adding cream?

High heat can cause dairy to separate or curdle. Keep the temperature at a gentle simmer after incorporating cream and cheese to maintain the smooth, velvety texture.

Creamy Taco Soup

Rich, comforting soup loaded with bold taco flavors, creamy texture, and hearty ingredients.

Prep time
15 minutes
Cook time
30 minutes
Total duration
45 minutes
Published by Natalie Hall


Skill level Easy

Cuisine Tex-Mex

Makes 6 Number of servings

Diet details None specified

What You Need

Proteins

01 1 pound ground beef or ground turkey

Vegetables

01 1 medium yellow onion, diced
02 2 cloves garlic, minced
03 1 red bell pepper, diced
04 1 can (14 ounces) diced tomatoes with juice
05 1 can (14 ounces) sweet corn, drained
06 1 can (14 ounces) black beans, drained and rinsed
07 2 green onions, sliced for garnish

Dairy

01 ¾ cup plus 2 tablespoons heavy cream
02 1 cup shredded cheddar cheese, plus additional for garnish

Liquids

01 3 cups chicken or beef broth

Spices and Seasonings

01 2 tablespoons taco seasoning
02 1 teaspoon ground cumin
03 1 teaspoon smoked paprika
04 ½ teaspoon chili powder
05 ½ teaspoon salt
06 ¼ teaspoon black pepper

Optional Toppings

01 Sour cream
02 Fresh cilantro, chopped
03 Crushed tortilla chips
04 Lime wedges

How To Make It

Step 01

Brown the meat: In a large pot or Dutch oven, cook the ground beef over medium-high heat until browned and crumbly. Drain excess fat if needed.

Step 02

Sauté aromatics and vegetables: Add the diced onion, garlic, and bell pepper. Sauté for 4 to 5 minutes until softened.

Step 03

Bloom spices: Stir in the taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper. Cook for 1 minute until fragrant.

Step 04

Build the broth base: Add the diced tomatoes with juice, corn, black beans, and broth. Stir well and bring to a gentle boil.

Step 05

Simmer the soup: Reduce heat and simmer for 15 minutes, stirring occasionally.

Step 06

Finish with cream and cheese: Lower the heat, then stir in the heavy cream and shredded cheddar cheese. Cook for 2 to 3 more minutes, until the cheese is melted and the soup is creamy. Do not boil after adding cream.

Step 07

Serve: Adjust seasoning if needed. Ladle into bowls and garnish with green onions, extra cheese, and your choice of toppings.

Tools Needed

  • Large soup pot or Dutch oven
  • Wooden spoon or spatula
  • Chef's knife
  • Cutting board
  • Ladle

Allergy info

Review each component for possible allergen content—ask a healthcare provider whenever you're unsure.
  • Contains dairy: heavy cream and cheddar cheese
  • May contain gluten in store-bought broth or taco seasoning
  • May contain soy in store-bought taco seasoning
  • Contains corn
  • Contains legumes: black beans

Nutrition info (per serving)

Nutritional details are for your reference. This doesn't substitute health advice.
  • Calories: 485
  • Total fat: 28 grams
  • Carbohydrates: 29 grams
  • Protein: 27 grams